Life Insurance Answer Center

Life Insurance Coverage Calculator

How Much Life Insurance
Do You Need To
Protect Your Family?

Unsure how much life insurance coverage is right for you and your family? Our easy-to-use calculator will help you estimate the amount needed to protect your loved ones. Please enter a few details about your income, debts, and future expenses, and we'll do the math for you!
Enter your pre-tax annual income to estimate the support your family would need in your absence.
How many years until you plan to retire?
Enter the amount of your current debt. Include all outstanding balances that would need to be settled at your time of death. Include credit cards, auto loans, etc. If none, enter n/a.
Enter your remaining mortgage balance to ensure your home is paid in full at the time of your death. If you do not own a home, enter n/a.
Enter the estimated future costs of education for your children and/or grandchildren. If none, enter n/a.
Enter any additional savings or existing life insurance that will help reduce the needed family support. If none, enter n/a.
Calculate Coverage Needs
Recommended Coverage: $0
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